http://www.beatingupwind.com/2010-03/now-is-a-great-time-to-buy-a-harlem-townhouse Thoughts of a gay New Yorker living in Upper Manhattan Tue, 07 Sep 2010 01:02:11 +0000 http://wordpress.org/?v=2.7.1 hourly 1 http://www.beatingupwind.com/2010-03/now-is-a-great-time-to-buy-a-harlem-townhouse/comment-page-1#comment-4878 Jay Harper Sun, 05 Sep 2010 13:59:39 +0000 http://www.beatingupwind.com/?p=412#comment-4878 @Salar - Apparently abandoned buildings are hard to insure. Our insurance agent (David Bodansky, (212) 561-8990 x201) got us a policy with Chubb that covers both the rental apartment we're in and the house for a little more than we were paying for rental insurance. I think it's just liability on the house. Our agent wanted us to get more "in case it burns down". We told him it had already had a fire and there wasn't much more to burn. When we start construction we'll need to add on a "builder's risk" policy - that's quite pricey. @Salar - Apparently abandoned buildings are hard to insure. Our insurance agent (David Bodansky, (212) 561-8990 x201) got us a policy with Chubb that covers both the rental apartment we’re in and the house for a little more than we were paying for rental insurance. I think it’s just liability on the house. Our agent wanted us to get more “in case it burns down”. We told him it had already had a fire and there wasn’t much more to burn. When we start construction we’ll need to add on a “builder’s risk” policy - that’s quite pricey.

]]> http://www.beatingupwind.com/2010-03/now-is-a-great-time-to-buy-a-harlem-townhouse/comment-page-1#comment-4827 Salar Mon, 02 Aug 2010 19:28:56 +0000 http://www.beatingupwind.com/?p=412#comment-4827 This is a very thorough post! I have been in the market for over 2 years now and agree with a lot of what you've written. We're now in contract on a place in Hamilton Hts. What did you end up doing for homeowners insurance? We're hitting some dead ends, and our place is habitable. This is a very thorough post! I have been in the market for over 2 years now and agree with a lot of what you’ve written. We’re now in contract on a place in Hamilton Hts. What did you end up doing for homeowners insurance? We’re hitting some dead ends, and our place is habitable.

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